Best Budget Management Apps for Android and iOS in 2021

I know a lot of people who want to buy whatever is thrown in front of them, spend their money carelessly, and are about to borrow money by the end of the month. Few try to keep track of their expenses, but don’t do it the traditional way.

To be honest, managing expenses is a daunting task as everyone has to set a budget and keep track of it. But what if you could do it without having to use laptops or losing your bills? This is where budgeting apps come in.

Budgeting app can record all your expenses and can help you set a budget. It also helps in monitoring your expenses. But here is the question – which is the best budget app for Android or iOS?

Here, I have made a list of the best budgeting apps that will help in managing your expenses.

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

Best budget management apps

1. Spendee

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

Spendee has a very easy to use interface and provides multiple login options for the users. It has found its way into more than a million Android devices and thus, it can be said to be one of the best budget management apps.

After creating a budget limit manually, you can add different expenses to the app. You can also link your bank account to the app so that all your banking transactions are automatically added as expenses.

The app’s budget calculator interface is very neat and easy to use. The main drawback of the application is that some important features are only available to subscribers of the pro version.

Two distinct features of the app include adding a cash wallet and adding a family member to share the wallet. The app also displays ads that may be annoying.

Subscription: Monthly subscription available at $2.99 ​​and yearly for $22.99.

Download: Android and iOS

2. Wallet

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

Wallet is one of the most user-friendly budgeting apps on our list. While setting up your account, the app asks you to enter the amount you have in your possession.

Once you add the expenses, the app will display the updated balance along with easy pie charts and graphs to compare your expenses and budget.

You can also create goals in the app if you want to save money for something you want to buy. The app also has the option to hide spending entries and only show their name.

Wallet also comes with a dark mode option that can be activated at any time. You can also import your monthly expenses in different file formats into the budget app.

Subscription: Annual subscription is available at $21.99.

Download: Android and iOS

3. Money Money Manager

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

Monefy Money Manager does not require a login to use it, which makes it the best budget management app for me because I don’t like revealing my information before knowing the app’s functionality and features.

It has a straightforward but monotonous interface where you see two buttons – one for expenses and one for income.

In the app settings option, you will find budget mode, which can act as a budget tracker. The app’s budget calculator is easy to understand, and the remaining budget is shown at the top of the screen.

The budget tracker pie chart is broken down on the basis of categories including home, food and beverage, clothing, pets, bills, and a few other categories.

However, some features of the app such as dark mode, option to add new categories and expand widgets are only available to subscribers of the pro version.

SubscriptionThe Pro version of the app is available for $2.50.

Download: Android and iOS.

4. Bluecoins

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

With over 500,000 downloads on Google Play Store and a rating of 4.7 stars, Bluecoins can be called one of the best budget apps available on the list. The app starts with a demo, but I felt confusing and vague for the first time. It is better to avoid it and start using the wallet.

The budget app’s dashboard displays all of your expenses and the app’s budget calculator displays three categories, including: income, expenses, and transfers.

There are three different themes available in the standard version of the app, including the normal theme, dark theme, and cool blue theme.

Other customization options available in the app include hiding the app’s logo, using different shades of text, and a semi-transparent background.

Subscription: Annual subscription is available for $8.00.

Download: Android

5. Walnut

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

Walnut takes a different approach to keeping track of your monthly budget. The app reads the transaction messages received on the device and then asks the user to add them as an expense.

Walnut Budget Planner is the only app that also provides loan whenever you need it. You can also make simple entries in the cash section if you have purchased something offline.

Sometimes the budget tracker interface of the app can get confusing. For example, if you withdraw cash from an ATM, the expense entry can become confusing because the app tends to add the withdrawal as an expense by misinterpreting SMS from your bank.

Besides, it also makes it confusing when you have another active bank account that you use for transactions. This is the reason why users avoid using Walnut Money.

Subscription: Walnut Prime version available, requires PAN card and other document verification.

Download: Android and iOS

6. Goodbudget

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

Goodbudget has a very easy to use interface. The app creates different categories for spending. You can set the appropriate budget for different categories and keep a tab of all expenses.

You can add expenses or income in different categories. However, in the basic version of the app, you can only create five different categories for budget tracking.

The app doesn’t have a lot of customization options or budget tracking features. The only customization feature in the app is the dark mode.

Subscription: Monthly subscription is available at $7.00 and annual subscription for $60.00.

Download: Android and iOS

7. Money Lover

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

If you simply want to keep track of your daily spending, Money Lover is the best budget tracker for you. The app is focused on keeping an eye on the small expenses that people tend to ignore.

You can predict your total spending in the app based on your spending history. You can also manage and keep track of your credit card expenses with credit card wallets available in the application.

The best part is that the app offers several customization options in its calendar, including options to change the first day of the month (the date you get your income), first day of the week, and more.

SubscriptionSubscription fees are $2.49 per month, $14.49 for six months and $19.99 per year.

Download: Android and iOS

8. 1Money

Best Budget Management Apps for Android and iOS in 2021 - Android iOS

At the time of testing, I found that 1Money was the most ranked budget app on the Google Play Store. To add details, you just have to click on the middle circle to choose between income and expenses.

Moreover, in the category of expenses, there are a lot of subcategories. These subcategories include groceries, health, transportation, and others. You can instantly add the amount in the respective category to sort out your expenses.

In terms of customization, you can choose the opening screen of the app and even set a budget based on your expenses.

Subscription: Annual subscription available at $17.99.

Download: Android

You can choose any of the above-mentioned budgeting apps for all your expense and budget tracking needs. These apps offer a lot of features without the need to purchase a subscription.

I hope you find this list of best budgeting apps useful. Let me know if I missed any popular budget tracker apps in the comments below.

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